Facing foreclosure or a sale date?

Sell the house. Pay off the loan. Move forward.

We buy houses as-is from homeowners facing foreclosure and work to close before the sale date. If we buy your house, your loan is paid off at closing. When that closing happens before your sale date, the foreclosure sale is cancelled.

Cash offer, as-is
No fees or commissions
A real person, a straight answer

We can't promise every timeline. Here's how timing works.

Free · No obligation

See what selling could look like

Tell us a little. A real person will call you back.

Elevate Home Options is a private company that buys houses. We're not your lender, a law firm, a government agency, or a HUD-approved counseling agency. No fee. Not every property or area is a fit.

What it changes

An ending, not another delay.

Selling doesn't buy you a few more months. It closes the chapter.

Loan paid off

Paid in full from the sale at closing. Not reworked, not pushed back.

Solved, not postponed

No new payment to keep up with. No ending up back here in six months.

You don't have to file bankruptcy

Selling means you don't have to file bankruptcy or let a foreclosure go through. We can't promise a specific credit score.

Peace of mind

No more waiting on the court date or bracing every time the mail comes.

Time to move

We agree on a move-out date together, so you can plan instead of scramble.

Money in your pocket

When there's equity, the difference is paid to you at closing. You'll see the numbers first.

Where you probably are

You've already tried to fix this.

Foreclosure can happen to anyone: a job change, a medical bill, a divorce, a payment that went up. Most people we talk to didn't wait. They worked hard at it.

A loan modification
Denied, or approved with a payment that was still too high, and now you're behind again.
The bank, and everyone else
Calls to the lender, over and over. Asking family for help. If catching up were possible, you'd have done it.
Bankruptcy or an attorney
Bankruptcy can hurt your credit for years. Fighting the case usually means paying an attorney many families can't afford right now.

When those doors close, two paths are left.

Let the foreclosure go through

The house is sold at auction, on the court's schedule.
A completed foreclosure can stay on your credit report for years.
Little say in the price or the timing.
Any leftover money may have to be claimed through the court.

The path that finishes it

Sell your house to us

Your loan is paid off at closing.
Close before the sale date, and the sale is cancelled.
You plan the move, on a date we agree on.
Equity, if there is any, is paid to you.

Free to talk. No obligation. No repairs.

Selling is the step that can actually finish it.

Walk me through it

How it works, step by step

From your first call to the day you move on.

Seven steps. You'll always know which one you're on.

You

Reach out

Fill out the short form or call (813) 308-0046. If you have a sale date, tell us. It sets the pace for everything that follows.

A real conversation

We talk it through

A real person calls to hear what's going on, what you've already tried, and about the property. No pressure, no obligation.

If we can buy it

You get a cash offer

First we tell you who the buyer is. Then we walk you through a cash offer for the house as-is and how we got there. If it isn't a fit, we'll say so.

Closing

We close at a title company

A licensed title or closing agent handles the paperwork, and we work to close before your sale date. No repairs, no showings.

At closing

Your loan is paid off

The title company pays your lender in full from the sale. That's part of every closing: the mortgage is paid off before the sale is complete.

The result

The foreclosure sale is cancelled

With the loan paid off before the sale date, the foreclosure sale is cancelled. The payoff is what ends it. No fee, no separate service.

After

You move forward

You move out on the date we agreed on. If there's equity, the money left over is paid to you at closing.

Straight talk on timing

We work to close before your sale date, but we can't promise every case. Timing depends on title, the payoff, your lender, and the court calendar. If more time is needed, a postponement is sometimes possible. That's the lender's and the court's call, not ours; we have no power over the court on our own. The sooner you reach out, the more room there is to work.

Watch, in under a minute each

The process is simple

Short videos that walk through what happens, step by step. Illustrative explainers, not customer testimonials.

Bank not helping?

Illustrative explainer, not a customer testimonial.

Job change and bills piled up?

Illustrative explainer, not a customer testimonial.

Medical setback?

Illustrative explainer, not a customer testimonial.

Hours cut at work?

Illustrative explainer, not a customer testimonial.

Short, captioned explainers for different situations. These are illustrative, not customer testimonials.

Other ways to sell

How it compares.

Topic	Sell to us	List with an agent	Let the sale happen
Timing	We work toward your sale date	Showings and buyer financing can outrun your date	Set by the court's schedule
Repairs & showings	None. Sold as-is	Prep work and showings	None, and no control
Fees to you	No commission, no fee to us. Closing costs per contract	Agent commission and closing costs	Possible costs from the case
Price	A cash price for the house as-is, usually below a full retail listing	Often the highest, if time and condition allow	Set at auction

Who you're dealing with

Ask us anything. Check us out. Read every page.

Who we are

A private company that buys houses. We buy in many areas, not everywhere. If your property or area isn't a fit, we'll tell you right away.

You'll talk with a real person who listens first and tells you straight.

How we're paid

No fee to talk and no charge for an offer. If we buy your house, we earn money the way investors do: buying at a price that leaves room for repairs, costs, and a profit when the home is resold. Offers come from Elevate Home Cash Offer, LLC. Sometimes our contract is assigned to another buyer before closing; if so, we'll tell you before you sign.

What we never do

Charge you a fee
Offer leasebacks or buy-back deals
Ask for your deed before a closing at a title company
Tell you to stop paying or stop talking to your lender

Know the warning signs

Be careful with anyone who asks for money up front to "stop" a foreclosure, tells you to stop paying your lender, wants your deed while promising you can stay or buy it back, pressures you to sign today, or claims to be the government, the court, or your lender. Check any company with your state attorney general.

Free second look at another offer

Have an offer from another company? Send it over and we'll walk through the price, any fees, how and when you'd be paid, and anything about the deed, so you know what to ask. Free, no strings. Not legal advice.

Questions

What people ask us.

Can selling to you end the foreclosure sale?

Yes, when we close in time. If we buy your house, your loan is paid off at closing, and when that closing happens before the sale date, the foreclosure sale is cancelled. The real question is timing, so tell us your sale date and we'll give you a straight answer on what's realistic.

I already tried a loan modification. Can you still help?

Yes. That's where many people we talk to are. Selling pays off the loan instead of reworking it, so there's no new payment to fall behind on.

Will selling help my credit?

Selling means you don't have to file bankruptcy or let a foreclosure go through. We can't promise a specific credit score. For advice on your credit, talk to a qualified professional.

Will I walk away with any money?

If the house is worth more than what's owed, the difference is paid to you at closing. Not every situation has equity, and you'll see the numbers before you decide.

What if I owe more than the house is worth?

We'll tell you plainly. A regular cash sale has to cover the loan and other liens. If it can't, your lender would have to agree to accept less (a short sale), which we don't negotiate. An attorney or agent can explain that path.

Where do you buy? Do you buy every house?

Many areas, not everywhere, and not every property. We mainly buy single-family homes and townhomes, not mobile homes, land, condos, commercial, or multi-family. Tell us where it is; if it isn't a fit, we'll say so.

Is this a scam?

Fair question; ask it of everyone. We never charge a fee, never ask for your deed before a closing at a title company, and tell you who the buyer is before we talk numbers. Have an attorney review anything before you sign.

Are you the government, the court, or my lender?

No. We're a private company, not connected to any government agency, court, HUD, or your lender, and not a nonprofit.

Are you a law firm?

No. We can't give legal, tax, or financial advice. Your state or local bar's lawyer referral service can help you find an attorney (ABA directory).

Is what I tell you confidential?

We keep your information private and use it only to look at your situation and follow up, as described in our Privacy Policy. It isn't attorney-client privileged.

Free checklist · any state

Sale date set? Six things to do now.

General information, not legal advice. Foreclosure rules vary by state.

1. Gather your papers

Court papers, any judgment or notice of sale, and recent lender letters. They show the date.

2. Confirm the date yourself

Check with the county clerk, sheriff, or trustee. Dates can change, so don't rely on a mailer.

3. Get your numbers in writing

Ask your lender for the payoff and reinstatement amounts.

4. Know your rights

An attorney can explain your deadlines. Bar referral services and legal aid can help.

5. Ask any buyer the basics

Who is the buyer? Any fees? Where do we close? When am I paid? Can my attorney review it?

6. Write down your plan

Sale date · lender phone · payoff requested on · attorney · offers received.

Step 1 starts here

Tell us your sale date. We'll tell you what's realistic.

Fill this out or call. If it's a house we can buy, we'll walk you through a cash offer and how we'd work to close before your date. If it isn't a fit, we'll tell you.

Phone(813) 308-0046

Email[email protected]

Where we buyMany areas, not everywhere.

Free · No obligation

Get my options

Tell us a little. A real person will call you back.

Please don't send your Social Security number, loan number, or bank information.

Sell the house. Pay off the loan. Move forward.

See what selling could look like

An ending, not another delay.

Loan paid off

Solved, not postponed

You don't have to file bankruptcy

Peace of mind

Time to move

Money in your pocket

You've already tried to fix this.

A loan modification

The bank, and everyone else

Bankruptcy or an attorney

When those doors close, two paths are left.

Let the foreclosure go through

Sell your house to us

From your first call to the day you move on.

Reach out

We talk it through

You get a cash offer

We close at a title company

Your loan is paid off

The foreclosure sale is cancelled

You move forward

Straight talk on timing

The process is simple

How it compares.

Ask us anything. Check us out. Read every page.

Who we are

How we're paid

What we never do

Know the warning signs

Free second look at another offer

What people ask us.

Can selling to you end the foreclosure sale?

I already tried a loan modification. Can you still help?

Will selling help my credit?

Will I walk away with any money?

What if I owe more than the house is worth?

Where do you buy? Do you buy every house?

Is this a scam?

Are you the government, the court, or my lender?

Are you a law firm?

Is what I tell you confidential?

Sale date set? Six things to do now.

Tell us your sale date. We'll tell you what's realistic.

Get my options